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Clearwater FLORIDA Public Adjuster

county licensed INsurance adjuster

Did you know: Our service is free unless we can recover money for you. When we do recover money from your insurance company, we only charge a small percentage of the claim.

Our goal is to help Clearwater residents and business owners get the maximum amount of money for their insurance claims. We do this using skilled public adjusters, property inspector, engineers and construction experts to find all damage to your property that is normally missed by the owner.

We work for you, the insurance policy holder. Most Clearwater residents and business owners have never heard of a Public Adjuster. You don't have to handle the damage claim alone, we can handle it for you and make sure everything is covered properly, even if you have already closed a claim and accepted payment from them.

 

How much does it cost?

Our Clearwater Public Adjusters work on your claim for no charge, unless we are able to collect money for you. If we fail to collect from the insurance company, you pay nothing. Our insurance adjusting service usually not only pays for itself, but most of the time we collect substantially more than expected. We collect more because we know the laws, we know what you are entitled to and we know how to file the claim properly so it is handled fast and flawlessly.

 

Clearwater Public Adjuster FAQ's

Question: We were told by a friend that we could hire our own insurance adjuster to re open or file a new claim with our insurance company that was closed last year. The reason we need it reopened is because almost all of the bottoms of the kitchen cabinets are falling apart from the flood. It is getting worse and the cabinets need to be replaced. It looks like the cabinets are made of a compressed wood or particle board and they have just expanded and and crumbling away. Is it possible to re open the old claim and get this covered since we didn't realize this damage?

Answer: Sorry to hear about the missed damage, that is a commonly missed item when there has been a home flooding. Yes, it is possible to open up a new claim or file a supplemental claim to have the cabinets repaired or replaced. We would need to review the original report and claim, as well as come to your home in Clearwater to inspect the damage. There is no charge for us to review everything and inspect your damages. Give us a call to schedule a free claim and damage review or click here to fill out our online claim review form.

 

RECENT PUBLIC INSURANCE ADJUSTER SUCCESS STORY

Hail loss is not visible from the ground. We have settled five in one subdivision. The most recent involved Mr. W**** home. He was unaware that hail had occurred at his residence. We had just received 13,450 for his neighbor when I saw him gathering his mail. I stepped over to ask if his roof had been reviewed for hail damage. He said no but I was welcome to look. Most roofs in this area are 12 years old. As a former roof installer, a 20-year roof will last 15 years in this Florida heat. So these roofs only have 2-3 years of life left before needing replacement. This happened with Mr. W. In less than 60 days he was paid over $16,500.00 for his roof. In Florida your policy has “replacement Cost’ coverage. That literally means that if your roof is damaged on the last year of its service, you get paid in full for a new roof. Most states pay Actual Cost, which means his total roof replacement would have been paid only $1,650.00-$2000.00.

 

Call today for a free consultation 888-884-8344

 

We cover the entire County area including Largo, Dunedin, Seminole, Park, Oldsmar, Safety Harbor, Indian Rocks Beach, Belleair Beach, Clearwater Beach, Madeira Beach, Sand Key, East Lake Woodlands, Lansbrook, Trinity, Palm Harbor, Crystal Beach, Gulfport, St. Petersburg as well as all of County and Pasco County.

 

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